Mae, I think you are probably referring to my mention in the Hammond thread that the bursary worked out better than the MDS. Without wishing to go into financial details, this is because we are relatively high earners and the MDS is awarded on a sliding scale, so those who earn less contribute less. For us we would still have had to contribute a significant amount even with an MDS, so the bursary is better for our personal circumstances. However saying that we won't get free singing/music lessons and still have to pay for the trips, uniform, and all the other extras so it's still going to be a struggle as it would be for anyone!