miss.pointe Posted September 12, 2012 Share Posted September 12, 2012 I have searched to see if there is already advice on the forum but haven't found anything. I am going to pass my first teacher qualification very soon and was looking at different types of insurance. I'm very confused as most of us new teachers seem to be by this sort of thing! NDTA referred me to Markel with a very reasonable quote (which can be paid monthly which suits me even better!) and I'm tempted to go for it but the limits seem lower than others I've seen and I was wondering if I'm being a numpty by going for it just cause it's cheap! Although my instructor from the dance teacher training course said hers was even cheaper so maybe I just think it's going to be so expensive but it's not! "Dance UK" also have an offer when you join as a member with them which is slightly higher in price. This is one I got from Markel: Premium Breakdown You can choose to buy all the covers quoted or just some of them Cover Limit Premium Professional Liability £50,000 £49.50 Public and Products Liability £1,000,000 £40.00 Employers' Liability £10,000,000 £0.00 Property Damage £0 £0.00 Business Interruption £1,500 £0.00 Directors and Officers Liability £100,000 £0.00 Insurance premium tax @ 6% £5.37 TOTAL ANNUAL PREMIUM £94.87 I will only start by teaching one adult ballet class a week (small group) and possibly adding one more to that for either children or adults at a different venue. I can't see myself making much money in my first year and am working full-time besides this doing something else. Hiring a studio, etc. Can anyone be so kind as to offer their experience and/or advice on whether this suits what I want? Many, many thanks! Link to comment Share on other sites More sharing options...
drdance Posted September 12, 2012 Share Posted September 12, 2012 If you join the Foundation for Community Dance you are automatically covered by their insurance, I believe. This is what I have and it's pretty cost-effective too. There are others - IDS has a scheme with a company (can't remember who) and RAD and ISTD both have deals with Heath Lambert for members, but the FCD one suits me. Link to comment Share on other sites More sharing options...
BBA Posted September 12, 2012 Share Posted September 12, 2012 Hello miss.pointe, Mine is with Ageas, covers all the same as yours and was £66 for the year ! I'd shop around a bit more especially if youre only teaching 1 class per week at the mo. x Link to comment Share on other sites More sharing options...
RhodaKuc Posted September 13, 2012 Share Posted September 13, 2012 If you are an IDTA member you can sign up to their Members Insurance Scheme run by Giles Insurance Brokers. x Link to comment Share on other sites More sharing options...
Fiz Posted September 13, 2012 Share Posted September 13, 2012 (edited) Please come and teach me! I should have had a ballet lesson last night - the restart was in large letters on my calendar - and it has been cancelled and the owner does not seem to be in a hurry to reinstate it Edited September 13, 2012 by Fiz 1 Link to comment Share on other sites More sharing options...
miss.pointe Posted September 13, 2012 Author Share Posted September 13, 2012 Thanks so much for taking the time to respond - I have checked out the Foundation for Community Dance and it seems to suit my needs plus includes a CRB check which is another bonus! Fiz - what a shame! Where are you? Would love to teach you 1 Link to comment Share on other sites More sharing options...
miss.pointe Posted September 17, 2012 Author Share Posted September 17, 2012 I signed up for FCD membership today - the lady I spoke to on the phone was ever so helpful and it seems there are some nice resources and extras as well. Thanks again! 1 Link to comment Share on other sites More sharing options...
Fiz Posted September 18, 2012 Share Posted September 18, 2012 Hello, Miss Pointe. I am near Royston, Herts. Link to comment Share on other sites More sharing options...
petipacat Posted September 18, 2012 Share Posted September 18, 2012 I have always been with Heath Lambert and found them to be really helpful . Link to comment Share on other sites More sharing options...
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