celb Posted February 29, 2012 Share Posted February 29, 2012 I am looking to set up a private health insurance plan for my DD. The premiums are widely variable. Does anyone have any recommendations regarding those which are particularly good at providing comprehensive cover important to young dancers ...ie musculoskeletal cover- scans physiotherapy etc, ... or any cautionary tales? 1 Link to comment Share on other sites More sharing options...
finallygotthere Posted March 2, 2012 Share Posted March 2, 2012 Hi, my father was an insurance broker and we looked into this when DS was at vocational school. The cheapest and best option is the one the school opts into (if you are attached to one). If not school plans are the best value. it's a minefield. All the best. Fx Link to comment Share on other sites More sharing options...
Anna C Posted March 2, 2012 Share Posted March 2, 2012 (edited) My DD is not at Vocational School and had had a couple of bouts of achilles tendonitis before her overpronation was spotted and she was fitted with orthotics. We looked at setting her up with BUPA when I took redundancy and our healthcare ceased. Although one of their options was very good (covered scans, physio etc.) for the price, because I was honest and told them about her treatment for tendonitis, they said the new policy wouldn't cover anything to do with her feet! Seemed a bit useless for a dancer so we didn't bother. :-). But it seemed a reasonable policy if no other treatment has been required in the past. Think they wanted about £22 per month. Edited to remove a word! Edited March 2, 2012 by spannerandpony Link to comment Share on other sites More sharing options...
celb Posted March 2, 2012 Author Share Posted March 2, 2012 Thank you -interested in your comments finallygotthere as the reason I was looking is the school plan is so expensive £220/term compared to top of the range quotes from other companies costing about £17/month ~ 1/3 of the price - but of course I am anxious to make sure there is enough appropriate physio/scan/consultation coverage. I would hate to opt out then discover she wasn't covered for what she needs. 1 Link to comment Share on other sites More sharing options...
Dadadance Posted March 2, 2012 Share Posted March 2, 2012 With the school scheme you now have to pay the first £100 and there is only 14 physio sessions per year under the scheme. Link to comment Share on other sites More sharing options...
celb Posted March 2, 2012 Author Share Posted March 2, 2012 Thanks that's the kind of info I'm trying to compare - the scheme I'm looking at allows 10 sessions of physio then unlimited if sanctioned by a specialist - also has £100 deductible on first referral Link to comment Share on other sites More sharing options...
Fiz Posted March 2, 2012 Share Posted March 2, 2012 No insurance will over any pre-existing medical condition. 1 Link to comment Share on other sites More sharing options...
taxi4ballet Posted March 22, 2012 Share Posted March 22, 2012 If anyone is looking for a specialist dance physio, try approaching the ones attached to vocational schools - they may be able to see you privately - this worked for us and is much better than seeing a local physio who doesn't see many dancers. Link to comment Share on other sites More sharing options...
primrose Posted March 22, 2012 Share Posted March 22, 2012 If you are a military family, Bupa offer a massive discount. I found Bupa to be very good. There was never any question of them paying for any treatment my dd required. They were also very helpful in guiding us to Bupa registered practitioners. Link to comment Share on other sites More sharing options...
Lildancer96 Posted June 8, 2012 Share Posted June 8, 2012 I am sure this has been asked before but I can only find a very old thread . Would any parents whose children are in 6th form with dada awards advise what medical insurance they have organised. The schools insurance is nearly 300 a term , would it be better to organise this privately ? Lil 1 Link to comment Share on other sites More sharing options...
hfbrew Posted June 8, 2012 Share Posted June 8, 2012 The best bet is to shop around and see what difference insurers cover. In our case we were covered by my husbands health insurance,PPI (one of the very few perks of his job) and this was accepted as completely adequate by the schools my DS attended. Link to comment Share on other sites More sharing options...
balletbun Posted June 8, 2012 Share Posted June 8, 2012 Hi lil Have sent u a pm (I think !) X Link to comment Share on other sites More sharing options...
Lildancer96 Posted June 8, 2012 Share Posted June 8, 2012 Thank you - I have replied and hope to hear from you again soon ! Lil Link to comment Share on other sites More sharing options...
JulieW Posted June 8, 2012 Share Posted June 8, 2012 This might be helpful: http://www.balletcoforum.com/index.php?/topic/305-private-health-insurance/page__hl__insurance 1 Link to comment Share on other sites More sharing options...
Lildancer96 Posted June 8, 2012 Share Posted June 8, 2012 Thank you Julie x Link to comment Share on other sites More sharing options...
charlie4dancin Posted June 8, 2012 Share Posted June 8, 2012 Lil I will pm you tomorrow Link to comment Share on other sites More sharing options...
Lildancer96 Posted June 8, 2012 Share Posted June 8, 2012 Thanks c4d- look forward to hearing from you . I have looked at some of the policies suggested by private MSG but noticed that in the exclusions , it says treatment incurred as a result of sport for which your child receives monetary reimbursement including grants ! Lil Link to comment Share on other sites More sharing options...
celb Posted June 9, 2012 Author Share Posted June 9, 2012 I specifically asked our insurers re this prior to taking out health insurance for my DD - they did not consider dancing even fulltime training with a grant a sport so dancers are covered not excluded. 1 Link to comment Share on other sites More sharing options...
Lildancer96 Posted June 9, 2012 Share Posted June 9, 2012 Thanks celb x Link to comment Share on other sites More sharing options...
celb Posted March 3, 2013 Author Share Posted March 3, 2013 A cautionary tale for those considering opting out of school health insurance schemes.Just thought I would provide an update.I took out a comprehensive private medical insurance policy with AXA PPP for my DD last year in March having first obsessively checked that all the physiotherapists ( including her vocational school physios) and orthopaedic consultants that I would envisage using were covered as providers with AXA.When I went to arrange physiotherapy treatment for an injury in November I discovered that the school physios were no longer AXA providers ( as of October).I am left in the position of paying privately for my DD's physiotherapy at school so she can continue to receive excellent and timely on site care or arranging for her to have off site treatment which is logistically difficult and time wasting.I cannot at this stage opt in to the school scheme or another private insurance company as her injury would be considered preexisting by a new insurer. Link to comment Share on other sites More sharing options...
Tulip Posted March 3, 2013 Share Posted March 3, 2013 Central School of Ballet will only allow its students to be insured with BUPA, even though our daughter is on a family insurance with pru-health. So check what the policy of the school is before doing anything. Link to comment Share on other sites More sharing options...
Sharry01 Posted May 21, 2013 Share Posted May 21, 2013 Hello - My DD needs private medical insurance for her vocational dance school - does anyone have any suggestions or preferences? Thank you. Link to comment Share on other sites More sharing options...
Jan McNulty Posted May 21, 2013 Share Posted May 21, 2013 Hi Sharry, I've moved your question to "Doing Dance" where more people are likely to be able to comment. Link to comment Share on other sites More sharing options...
celb Posted May 21, 2013 Author Share Posted May 21, 2013 I started a thread on this topic last year - maybe one of the moderators can resurrect it.In short I opted out of the school BUPA scheme and took out a much cheaper comprehensive policy having checked that the school physios were covered by it only for the school physios to drop out of providing cover using this scheme 6 months later just when we needed it.Speaking from the Physio perspective the school physios rate Aviva and Simply Health but I have no personal experience of either. Link to comment Share on other sites More sharing options...
Tulip Posted May 21, 2013 Share Posted May 21, 2013 Central does not give you a choice Link to comment Share on other sites More sharing options...
JulieW Posted May 21, 2013 Share Posted May 21, 2013 I've merged with previous thread :-) 2 Link to comment Share on other sites More sharing options...
celb Posted May 21, 2013 Author Share Posted May 21, 2013 This was my original thread I don't know how to link/merge it! Link to comment Share on other sites More sharing options...
JulieW Posted May 22, 2013 Share Posted May 22, 2013 They are merged (well, they look like it to me) Link to comment Share on other sites More sharing options...
Anna C Posted May 22, 2013 Share Posted May 22, 2013 I merged them this morning. :-) Link to comment Share on other sites More sharing options...
straceydor Posted May 22, 2013 Share Posted May 22, 2013 I am being very silly but shouldn't the NHS be sorting out these problems and not private health providers Link to comment Share on other sites More sharing options...
JulieW Posted May 22, 2013 Share Posted May 22, 2013 We were very grateful for our health insurance when my son was at vocational school. The NHS would have dealt with his problems (various joint issues over the years - painful foot, OS, hip problem, shin splints!) but nowhere near fast enough. He was able to see someone straight away, have scans done where necessary within a few days, rather than the weeks or months it would've taken, and had loads of physio appointments. We added him to my husband's work policy which worked out cheaper than buying the school's but it was basically the same cover with BUPA. 3 Link to comment Share on other sites More sharing options...
celb Posted May 22, 2013 Author Share Posted May 22, 2013 Even if you wanted to opt out of private insurance it is usually mandatory to have as part of school rules. Link to comment Share on other sites More sharing options...
balletbun Posted May 22, 2013 Share Posted May 22, 2013 Sharry01 I used a company called health on line, the health insurance is underwritten by axa ppp healthcare. It was £157.44. So cheaper than schools Check your bill from school though as their bupa cover was also added, it's now been removed but I could have easily missed it Link to comment Share on other sites More sharing options...
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