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Is there a way around this?


CharlieChuck

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So as you all know I was meant to be starting APPA-NI next week but due to emergency circumstances I now no longer have the fees to be able to pay on my first day.

 

I was so excited to finally be able to go back and dance again but now it feels like I may not get too as I just don't have the money. Anyone I have asked to borrow from has said no even though I said I'd pay them back, I even offered to set up a standing order for them so it comes out of my bank the second my wages go in on the 25th and still nothing. I know I'm not the only one with money issues, I understand that but of all the times I've lent other people money I would have thought the time I needed it they would be able to help me out.

 

Does anyone have any advice? Do you think APPA will allow me to pay my fees when I get paid, I was supposed to start on the 16th and I get paid on the 25th. Is there anywhere I can get financial help? 

 

Sorry this is so depressing it's just been a very hard couple of weeks, my Aunt has been given a 4-6 month expectancy and it's been very hard on the family. 

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So sorry to hear your bad news. The only thing I can suggest is you contact them and explain your financial situation. They might get you to sign some sort of a contract, saying that you will definately pay or be liable if not, or something to that effect [the same as taking out a loan with the Credit Union]. They might say no, but it`s best to ask them or you will never know. Good luck.

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I'm sorry you've been having a rough time. :-(

 

I echo the quays' advice to get in touch with the school ASAP and explain what's happened. In the meantime, would your bank perhaps extend your overdraft limit temporarily? WHATEVER you do, don't go down the "payday loan" route. I have heard horror stories about credit and mortgage status being affected for many years just by taking out a small loan from Wonga et al.

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I'm sorry you've been having a rough time. :-(

 

I echo the quays' advice to get in touch with the school ASAP and explain what's happened. In the meantime, would your bank perhaps extend your overdraft limit temporarily? WHATEVER you do, don't go down the "payday loan" route. I have heard horror stories about credit and mortgage status being affected for many years just by taking out a small loan from Wonga et al.

Yeah, I used to do payday loans when I was in University, never going down that route again. I have emailed them and explained everything. I've contacted my bank but the account I have isn't eligible for overdrafts. I have a hallifax easy cash account and I can't upgrade or anything because of bad credit from, yep you guessed it, pay day loans which I did pay back on time. They tell you it boosts your credit rating but it doesn't it makes it worse. 

 

So sorry to hear your bad news. The only thing I can suggest is you contact them and explain your financial situation. They might get you to sign some sort of a contract, saying that you will definately pay or be liable if not, or something to that effect [the same as taking out a loan with the Credit Union]. They might say no, but it`s best to ask them or you will never know. Good luck.

Yeah, I've sent them an email and even offered to set up a direct debit or a standing order so they get it the second my money goes in. I really hope they take it as they have been super sweet. 

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They said yes, have my first class Tuesday evening :)

 

I'm starting off with just one class a week for the first 5 week term then moving up to having private lessons the second term so as to not strain myself to much and then the following year hopefully be back up to scratch :)

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